Take advantage of First National Bank of Gwinnett’s wide variety of loans…auto, home improvement, boat, recreational vehicle, vacation or for just about any other worthwhile purpose.  Our loan officers are experienced at designing competitively priced loans to fit your needs quickly, efficiently, and in complete confidence.

·        PERSONAL LOANS

From unexpected expenses to major purchases, let First National Bank of Gwinnett custom design a loan to fit your financial situation.  Repayment terms are dependent upon the type and amount of loan requested.

·        HOME MORTGAGE LOANS

Buying or refinancing a home is probably one of the biggest and most important financial decisions you will ever make.  First National Bank of Gwinnett offers a variety of mortgage loan options, including conventional, adjustable rate, VA and FHA loan programs.  Our loan officers are knowledgeable, friendly and can assist you with the type of loan that is just right for you and your budget. 

·        HOME EQUITY LINE

The equity in your home is a valuable asset that can be used to provide cash for a new car, college tuition, vacations or whatever purposes you may choose.  The interest paid on the loan, may be tax deductible, consult with your tax advisor.  Loans may  be structured with interest payments or traditional principle and interest payments. 

·        PERSONAL LINE OF CREDIT

First National Bank of Gwinnett offers secured and unsecured personal lines of credit.  Establishing a personal lines of credit, allows you to have extra cash available for emergencies or to make purchases.  In fact, your personal line of credit can even be linked to your checking account and used as overdraft protection.