·        AUTOMATIC TELLER MACHINE-ATM

With a First National Bank of Gwinnett ATM and/or Debit Card, you may make withdrawals at any ATM machine with the STAR® and/or CIRRUS® logo.  There is never a charge when utilizing a First National Bank of Gwinnett ATM.  You will also be allowed the first four (4) transactions from any other banks ATM at no service charge.  Your ATM/Debit Card is also accepted at ATMs worldwide.

·        DEBIT CARD

First National Bank of Gwinnett offers a VISA® Debit Card.  It looks and is used the same as a credit card, however the funds are deducted direct from your checking account, eliminating the inconvenience and hassle of writing a check.  You may use your Debit Card at ATM's worldwide, to get cash, or to make purchases wherever VISA® is accepted.  All transactions with your Debit Card are itemized on your monthly checking account statement.  The issuance of a VISA® Debit Card is subject to credit approval and certain restrictions apply.

·        BANK BY MAIL

First National Bank of Gwinnett is as close as your mail box. We provide you with postage-free, first class envelopes.  Ask any Teller or Personal Account Representative for your supply and enjoy the convenience of banking with us by mail.

·        U.S. SAVINGS BONDS

First National Bank of Gwinnett is a registered agent, which allows us to order or redeem United States Saving Bonds.

·        DIRECT DEPOSIT

With the convenience of Direct Deposit, you can have immediate access to your funds by having your payroll, Social Security or other types of Federal Government checks deposited directly to a First National Bank of Gwinnett account.  It's safe, simple and a worry-free way to bank with us.

·        DRIVE-IN TELLER SERVICE

Drive-in banking allows for fast and personal banking from your automobile.  First National Bank of Gwinnett drive-in window service can provide everyday deposit and withdrawal needs.

·        AFTER HOURS DEPOSITORY

For making deposits after normal banking hours, the after hours depository is safe and convenient and always available.

·        ON-CALL BANKING

On-Call Banking is our 24-hour telephone banking system that gives you access to your account 24-hours a day, 7-days a week, from a touch-tone telephone.  With On-Call Banking you may inquire about account balances, find out if a check has cleared, and make transfers between accounts.  On-Call Banking is accessed by dialing 770-476-5552 and entering your security code.

·        SAFE DEPOSIT BOXES

For secure storage and a place to keep your valuables use a First National Bank of Gwinnett Safe Deposit Box.  Boxes can be rented in several sizes to meet individual needs.  The annual rental fee is based on the box size, with discounts available with certain types of account.  Safe Deposit Box rental is subject to availability.

·        VISA®/ MASTERCARD® CREDIT CARDS

First National Bank of Gwinnett offers both types of credit cards.  Issuance of credit cards is subject to qualifications and other credit requirements.

·        WIRE TRANSFERS

With First National Bank of Gwinnett's Wire Transfers, funds may be sent or received from most any part of the world.  Ask a Personal Account Representative about this convenient method of transferring funds.